Terms and Conditions IBC003 — Complete Platform Usage Guide

1Acceptance of Terms

Access to and use of the IBC003 platform — including the website, iOS and Android mobile apps, and all services provided under the IBC003 brand — is subject to these Terms and Conditions. This document takes full effect from the moment you first access our platform.

If you do not agree with any part of these terms, you are required to stop using the IBC003 platform. Continued use of the platform following any amendment to the terms constitutes acceptance of the revised terms.

IBC003 reserves the right to update or amend these Terms and Conditions at any time without prior notice. It is your responsibility to review this page periodically to stay informed of the latest changes.

2Account Eligibility & Registration

To register and use the ibc003 service, you must meet the following requirements:

• Be at least 18 years of age at the time of registration.
• Not residing in any region or jurisdiction where online gambling activities are prohibited.
• Not designated as a prohibited player by any recognised self-exclusion program.
• Registering under your own name and not on behalf of any other individual or entity.
• Providing accurate, complete, and current personal information during the registration process.

IBC003 reserves the right to request proof of identity at any time to verify your eligibility. Failure to provide the required documents may result in account suspension or closure.

3Account Management

You are fully responsible for all activities that occur under your account. This includes keeping your password confidential, not sharing your login details with anyone, and ensuring no third party accesses your account.

• Account information must always be accurate and up to date. Any changes to personal details must be reported to our support team promptly.
• Your IBC003 account is for personal use only and may not be transferred, sold, or licensed to any other party.
• IBC003 will not be held liable for any losses arising from unauthorized access to your account due to your own negligence.
• If you suspect any suspicious activity or unauthorized access to your account, contact our support team via live chat immediately.

Identity verification (KYC) is mandatory for all members prior to the first withdrawal. Documents typically required include a government-issued ID, proof of address, and proof of the payment method used.

4Deposits & Withdrawals

IBC003 supports a range of deposit and withdrawal methods suited for users in Malaysia, including local bank transfers, e-wallets, and other approved digital payment methods. All transactions are processed in Malaysian Ringgit (MYR) unless otherwise stated.

• Minimum and maximum deposit limits are subject to your chosen payment method and account tier.
• Deposits are typically processed instantly or within a few minutes, depending on the method used.
• Withdrawals will be processed upon completion of KYC verification. Processing times are subject to the platform's current policy.
• IBC003 reserves the right to request additional verification for any transaction deemed suspicious or unusual.
• Withdrawals must be made to the same payment method used for the deposit, subject to anti-money laundering (AML) policy.
• Any taxes or fees charged by banks or payment service providers are the sole responsibility of the member.

5Bonuses & Promotions

IBC003 offers a variety of bonuses and promotions to members from time to time, including welcome bonuses, deposit bonuses, cashback, and special seasonal promotions. All bonus offers are subject to specific terms and conditions stated on the relevant promotions page.

• Wagering requirements (rollover) must be met before any winnings derived from bonuses can be withdrawn.
• Bonuses are only valid for the period specified in the relevant promotion's terms. Expired bonuses cannot be reinstated.
• Each promotion may only be claimed once per member unless otherwise stated.
• IBC003 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice.
• Bonus abuse, including hedging wagers or using multiple accounts to claim bonuses, is strictly prohibited.
• IBC003 reserves the right to cancel bonuses and forfeit associated winnings if there is evidence of abuse or fraud.

6Betting Rules

All bets placed on the ibc003 platform are final once confirmed by the system. Users are responsible for ensuring the accuracy of each bet before confirming it.

• IBC003 reserves the right to void or modify any bet resulting from a technical error, incorrect odds, or other exceptional circumstances.
• Bets placed on sporting events that are cancelled or postponed beyond the specified period will be refunded to the member's account.
• Minimum and maximum betting limits are subject to the game type and member account tier.
• In the event of a dispute regarding a betting outcome, the result recorded in the IBC003 system is final and binding.
• Bets placed using funds derived from unlawful activities will be voided and reported to the relevant authorities.

7Prohibited Conduct

Ibc003 users are strictly prohibited from engaging in any of the following:

• Registering more than one account or using a false identity during registration.
• Using bots, automated scripts, or any technological tools that provide an unfair advantage in games.
• Colluding with other players to manipulate game outcomes.
• Exploiting any technical bugs or system vulnerabilities on the platform for personal gain.
• Engaging in money laundering or using the ibc003 platform for any unlawful financial activity.
• Threatening, harassing, or behaving inappropriately toward ibc003 support staff or other users.
• Selling, transferring, or licensing your ibc003 account to any third party.

8Privacy & Data Protection

IBC003 respects the privacy of all users and is committed to protecting your personal data. All personal information collected during registration and platform use is handled in accordance with our Privacy Policy, which can be found at Privacy Policy page.

• Your personal data is protected with 256-bit SSL encryption at all times.
• IBC003 will not sell, rent, or share your personal data with third parties for marketing purposes without your consent.
• Collected data is used solely for account management, legal compliance, and service improvement purposes.
• You have the right to request access to your personal data or to request its deletion, subject to applicable legal obligations.

9Liability Limits

IBC003 provides the betting platform on an "as-is" basis without any express or implied warranties. To the extent permitted by applicable law, IBC003 shall not be liable for:

• Any loss or damage arising from the use of or inability to use the platform.
• Service disruptions due to system maintenance, technical failures, or circumstances beyond our control.
• Losses caused by unauthorized access to your account due to your own negligence.
• Betting or game outcomes resulting from inaccurate information provided by the user.

Ibc003's maximum liability to any user under any circumstances is limited to the total net deposits made by that user in the 30 days preceding the claim.

10Account Suspension & Closure

IBC003 reserves the right to suspend or close any user's account at any time for the following reasons:

• Violation of any provision within these Terms and Conditions.
• Legal compliance requirements or requests from relevant authorities.
• Activity that is suspicious or potentially involves fraud or money laundering.
• Failure to complete the KYC verification process within the specified timeframe.
• Accounts that have been inactive for more than 12 consecutive months.

In the event of account closure due to a violation, IBC003 reserves the right to hold any account balance pending the outcome of an investigation. Valid balances will be returned to the user once the investigation is concluded and no breach is established.

Users may also request to close their own account at any time by contacting our support team. Any remaining balance will be returned after the required verification.

11Responsible Gaming

IBC003 cares about the well-being of all members and is committed to promoting healthy and responsible gaming habits. We provide a range of self-management tools that members can use at any time:

• Deposit Limit: Set daily, weekly, or monthly limits to manage your spending.
• Betting Limit: Limit the amount you can wager within a specified period.
• Loss Limit: Set a maximum loss limit for your chosen time period.
• Temporary Break: Suspend your account for a period of 24 hours, 7 days, or 30 days.
• Self-Exclusion: Request permanent self-exclusion from the platform or exclusion for an extended period.

If you or someone you know is experiencing problems related to gambling, we encourage you to seek professional help. More information is available on the Responsible Gaming us.

12Terms Amendments & Applicable Law

IBC003 reserves the right to amend, add, or remove any part of these Terms and Conditions at any time. The latest version of the Terms and Conditions will always be available on this page with a clear update date.

Continued use of the ibc003 platform after any amended terms take effect constitutes acceptance of those amended terms. If you do not agree with the changes, you must stop using the platform and contact us to close your account.

These Terms and Conditions are governed by the applicable laws of the jurisdiction in which ibc003 operates. Any dispute arising from or in connection with these terms shall be resolved through arbitration proceedings as determined by ibc003, and the arbitration decision shall be final and binding on both parties.

If any provision of these Terms and Conditions is found to be invalid or unenforceable under applicable law, that provision shall be removed and the remaining provisions shall continue in full force and effect.

Any enquiries regarding these Terms and Conditions may be directed to our support team via the in-platform live chat at any time. We are ready to clarify any section of this document that requires further explanation.